Accidents can leave victims with devastating and permanently life-changing catastrophic injuries that impact their ability to work and enjoy life. These devastating injuries often happen as a direct result of a person or company’s negligence. If you suffered from a catastrophic injury, you need to contact a personal injury law firm as soon as possible. Here’s how a catastrophic injury law firm can help you with your personal injury case.
Because these injuries are incredibly serious and often require expensive ongoing medical treatments, catastrophic injury victims need to file a claim or lawsuit to recover the compensation. Otherwise, they may have to pay out of pocket for ongoing medical expenses.
It’s crucial for victims to hire a catastrophic injury law firm that can help them recover the most compensation possible from the responsible party.
What is a Catastrophic Injury?
A catastrophic injury is an injury that results in long-term or permanent damage, and these injuries frequently keep victims from being able to work. For example, someone with a catastrophic brain injury could face permanent cognitive impairment that impacts their ability to make a living wage.
On top of that, those with catastrophic injuries also frequently suffer from mental and emotional struggles directly caused by their physical trauma and life-changing injuries.
These injuries can happen due to a variety of different types of accidents, such as car accidents, slip and fall injuries, defective products — such as faulty airbags — dog bites, and more.
Some catastrophic injury examples include:
- Spinal cord injuries, which can cause paralysis
- Serious burn injuries
- Amputations
- Traumatic brain injuries
- Scars and disfigurement
- Internal organ damage
- Severe fractures
Why You Need to File a Claim or Lawsuit After a Catastrophic Injury
If you suffer from a catastrophic injury due to the negligence or deliberate wrongdoing of another party, you need to file a claim or lawsuit against them.
To recover the compensation you deserve, you’ll need to prove that the negligent party was responsible for your accident and that the accident directly caused your catastrophic injuries.
Proving your case is critical because these injuries often require expensive ongoing medical treatments and may keep you from making a living wage. With these costly damages, you deserve significant compensation.
Unfortunately, if you file a claim with the negligent party’s insurance company, they’ll do everything in their power to avoid paying you the full compensation you deserve for your life-changing injuries. They’ll likely argue that their client was either not at fault for your injuries or that they were only partially responsible.
If the negligent party doesn’t have sufficient insurance to cover the compensation you require, you need to file a lawsuit against them to recover damages.
How Catastrophic Injury Lawyers Can Help
A seasoned catastrophic injury law firm can help you through the process of filing a claim against the negligent party’s insurance company or a lawsuit against the responsible party. It’s critical to enlist the services of personal injury lawyers because they can untangle the complexities of insurance and legal procedures to ensure that you file correctly.
They can also help you with claiming the correct amount. If you suffered a catastrophic injury, you need more than just compensation for your existing medical bills — you should receive damages that will cover your future medical expenses. Depending on how the catastrophic injuries impact your life, you may also be able to recover money for your lost wages, loss of future earnings, and physical and emotional pain and suffering.
Experienced accident lawyers will also effectively present your case on your behalf. Plus, they’ll communicate with the negligent party’s insurance company and legal representation.
Proving Fault After a Catastrophic Injury
Your catastrophic injury law firm will help you gather critical evidence that will prove that the negligent party was at fault for your injuries. Additionally, the firm will refute any claims that you were partially responsible for the accident in question.
Kentucky uses a pure comparative negligence system, meaning if you’re partially responsible for an accident that caused your injuries, you won’t be able to recover as much compensation. For example, if you suffer from a car accident and are deemed 20% responsible, that will reduce the amount of damages you can recover by 20%.
Regardless of whether or not you’re responsible, the negligent party’s insurance company will likely argue that you were partially negligent for the accident in order to try to reduce your compensation. You need a catastrophic injury law firm that can fight on your behalf and disprove any claims that you’re negligent.
The insurance company may also deny liability by arguing that your injuries didn’t directly result from the accident. Your legal team will work to gather and present an abundance of evidence indicating that the accident did indeed cause your injuries and that the negligent party was responsible.
How a Catastrophic Injury Law Firm Can Maximize Your Compensation
Hiring a catastrophic injury law firm is also critical because they’ll work to maximize the amount of compensation you can recover for your injuries. The negligent party’s insurance company will likely offer you a lowball settlement for your catastrophic injuries, and without a legal team supporting you, you may not know whether or not this settlement is sufficient for your damages.
Your legal team will advise whether or not to accept an insurance company’s offer, and they’ll work to guarantee that you receive the maximum amount of compensation possible for your past and future medical bills, pain and suffering, lost wages, and loss of future earnings.
Contact a Kentucky Catastrophic Injury Law Firm Today
If you sustained an injury after a car accident, slip and fall, dog attack, or another accident in Central Kentucky, contact the lawyers at McCoy & Sparks Attorneys at Law. We’ll work to get you the most compensation possible for your injuries. You can get a free case consultation today by calling 844-459-9467, or you can schedule a consultation online here.